The Internal Revenue Service lends a hand to employees saddled with student loans.Read More
Category Archives: Plan Design
We open the black box to explain how the DB or CB plan can be used to meet business objectives.Read More
The 401(k) has come a long way in a short time and continues to head smartly in the right direction.
Target-date funds have been taking a beating lately, with some of the noise coming from everyone who isn’t TDF and other attacks from those advocating for individual level model portfolios in 401(k) plans. While target-date funds may not be perfect, they offer a great solution for most plan participants who, let’s face it, have littleRead More
We know that auto enroll and auto escalate have the most impact on plan participation and contribution rates. What is holding back adoption (besides cost)Read More
Do you know what the Top 10 compliance mistakes are for 401k plans? Here’s a list.Read More
In the old days, some plan sponsors treated 401k investment menus like a restaurant menu. If somebody (influential) wanted a fund in the lineup it was added. The result of this in many plans were investment menus with too many funds, overlapping funds and dominated funds. Lineups like that are confusing to participants and result in poor(er) asset allocation.Read More